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Underwriting Analyst/Data Scientist, VSP Vision Care

Req ID:  36567
Division:  Finance

Rancho Cordova, CA, 95670 Sacramento, CA, 95670 Folsom, CA, 95630

VSP Global is comprised of five complementary businesses that combine high-quality eye care insurance, high-fashion eyewear, customized lenses, ophthalmic technology and retail solutions, with employees in over 23 countries. No matter the role, we’re all focused on a singular mission: to help people see. Learn more by visiting

General Summary

With minimal supervision, performs review and complex analysis of rate setting factors using historical and projected data and makes recommendations to achieve PLR target. Completes detailed analysis as requested by VSP management in support of setting strategic direction.

Essential Functions

Formulates objectives and scope to develop management reporting and auditing using a variety of complex sources, including mainframe download files and databases.


Provides detailed analysis and recommendations to support client and/or product financial decisions for VSP management.


Develops and prepares reports that outline VSP’s client administrative and claim financial results on all Vision Care business and cross-sections of Vision Care business.


Develops and maintains automated rating tools to ensure maximum efficiency and targeted results. Develops and implements new product pricing to achieve company PLR target.


Maintains in-depth knowledge of underwriting systems, both automated and manual, as well as dependencies to the system. Maintains in-depth knowledge of other systems, such as product, revenue, and claims, that directly impact underwriting objectives.


Provide intradivisional analysis and reporting for complex client financial results in support of financial and/or regulatory reporting.


Identifies opportunities for improvement and develops/recommends solutions to streamline systems and processes ensuring maximum efficiency and appropriate utilization of resources.


Provides planning and analysis for future system enhancement due to product/program changes. Works with business partners to define and implement program requirements.


Participates in project teams dealing with changes that primarily affect underwriting systems requiring navigation through complex situations and with multiple stakeholders.


Documents program structure and system enhancements and changes to ensure system and business processes are current.

Job Specifications

Typically has the following skills or abilities:


Bachelor’s degree in Finance, Accounting, Statistics, Mathematics, or related field or equivalent business analysis experience


Eight years of underwriting or related experience


FOCUS or similar experience


Proven analytical and problem-solving skills


Excellent verbal and written communication skills


Proficient in spreadsheet applications 


Strong organizational skills, accuracy, and attention to detail

Ability to multi-task and work under strict deadlines


Strong business aptitude, analytical, and problem-solving skills


Strong work ethic and flexible work style


Ability to regularly exercise discretion and independent judgment in the performance of his/her job duties.


Clean credit history as reported by credit report

Preferred Skills

Comfortable manipulating and analyzing big data sets to discover patterns and provide actionable insight.


Excellent technical abilities, as they are responsible for evaluating sets of information and implementing appropriate solutions.


Applicable technical experience and skills can include the following: programming and coding; ability to translate unstructured information into structured information; Excel, Access, SQL, Cognos, Salesforce and other system familiarity.


Effective project management abilities in order to oversee multiple projects, as well as the ability to serve as a SME for cross-training.

Working Conditions / Physical Demands

The working environment is generally favorable. Lighting and temperature are adequate, and there are no hazardous or unpleasant conditions caused by noise, dust etc.


The above information in this description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities and qualifications required of employees assigned to this job.

VSP Global is an equal opportunity employer and gives consideration for employment to qualified applicants without regard to gender, race, color, religion, sex, national origin, gender identity, sexual orientation, disability or protected veteran status.  We maintain a drug-free workplace and perform pre-employment substance abuse testing.

Nearest Major Market: Sacramento

Job Segment: Database, Ophthalmic, Mainframe, SQL, Business Intelligence, Technology, Healthcare

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